Put your home's equity to work for you!


A Home Equity Line of Credit (HELOC) allows you to tap into the equity in your home through an equity line checking account. You have the freedom to access funds as needed at a variable rate with interest only payments. Our loan experts can help determine if a home equity loan is right for you.

 

Benefits

  • Competitive interest rates (rates are subject to change)
  • Access available funds as needed
  • Expert loan team

 

Type LTV Interest Rate Annual Percentage Rate
Variable Up to 80% Rate varies with the Prime Rate. The rate will never be less than 4.00%.  Rate will never exceed 19.00%. 5.50%

Payments are interest only or $50.00, whichever is greater.  Annual fee is $50.00 and is waived the first year.  If only the payment is made, there be a balloon payment due at loan maturity.  A prepayment penalty of $375.00 will be assessed if paid to zero AND closed within the first 3 years. Interest rates are subject to change any time without notice. Rates are effective as of August 5, 2019.

 

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