Dreaming of a new kitchen? Want to finish the basement? Bathroom need an update?


We offer an easy way to get your project started that can be repaid over time with a fixed interest rate. Our home improvement loans let you leverage the equity in your home to create the home of your dreams.

 

Benefits

  • Competitive interest rates (rates are subject to change)
  • Convenient payment options
  • Expert loan team

 

Type LTV Interest Rate Annual Percentage Rate Initial Monthly Payment
1/1 ARM 80% 6.25% (floor rate) 6.31% $615.72

Annual Percentage Rate is based upon  $100,000, 30 year loan.  Payment amount does not include real estate taxes or insurance and your actual monthly housing expense will be greater.  The index is based on the 1 year Constant Maturity U.S. Treasury Bill.  A margin of 3.75% will be added to the index to determine future rates.  Interest rate cannot increase more than 2% per year or 6% over the life of the loan. Future monthly payments will increase if the interest rate increases. Interest rates are subject to change at any time without notice. Rates are effective as of February 12, 2019.

 

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