CERTIFICATES OF DEPOSIT and IRA's**

Account
Interest Rate
APY*
Minimum Deposit to Open
6 Months
.300%

.30%
$250.00
 12 Months
.500%
.50%
$1,000.00
18 Months
.598%
.60%
$1,000.00
24 Months
.748%
.75%
$1,000.00
36 Months
1.100%
1.10%
$1,000.00
**48 Months

1.390%
1.40%
$1,000.00

Rates are effective as of Thursday March 15, 2012. Interest rates are subject to change at anytime without notice. Substantial penalties for early withdrawal on all certificate accounts.

 

IRA ACCOUNTS

  • NO FEES
  • FLEXIBLE OPTIONS
  • EASY TRANSFERS AND ROLLOVERS
  • RECURRING DEPOSITS ACCEPTED

     AT 59 1/2 - YOU EXPERIENCE THESE ADDITIONAL BENEFITS

  • NO PENALTY WITHDRAWALS
  • INVEST IN OUR HIGHEST TERM WITH THE OPTION TO CHANGE TERM OR INTEREST RATE ANNUALLY

     OVER 50?

  • YOU ARE ELIGIBLE TO MAKE AN ADDITIONAL $1000 CATCH UP CONTRIBUTION PER CALENDAR YEAR

     1ST JOB, NEW BABY, JUST STARTING OUT?

  • A SMALL INVESTMENT NOW ON A REGULAR SCHEDULE CAN HELP MAKE YOUR FUTURE SECURE

     DIVERSIFY YOUR INVESTMENTS....ROTH IRA'S AVAILABLE:

  • TAKE ADVANTAGE OF A ROTH IRA NOW AND PAY NO TAXES UPON WITHDRAWAL.....(limitations apply...ask our IRA Specialist for details!!)

TIERED/RELATIONSHIP RATES

Effective 12/7/10

Maintain a checking account with at least a $1000 balance, and the following accounts can receive the RATE BUMP listed below!

  • Any Single Savings Account with the BALANCE listed below (applies to the rate)

$1000,000 - $199,999 = 1/8 pt bump (.125)

$200,000 + = 1/4 pt bump (.25)

SAVINGS ACCOUNTS

Account
Interest Rate
APY*
Minimum Deposit to Open
Passbook Savings
.10%
.10%**
$10.00
Blue Chip
.20%
.20%**
$1,000.00***

*** This is the minimum balance required to obtain the advertised APY.  If the balance falls below the required $1,000.00 the rate reverts to the regular passbook savings rate.

** Fees could reduce earnings

Rates are effective as of Thursday March 15, 2012. Interest rates are subject to change at any time without notice.

CHECKING ACCOUNTS

Account
Interest Rate
APY*
Minimum Deposit to Open
NOW
.05%
.05%
$50.00

Rates are effective as of Thursday, March 15, 2012.. Interest rates are subject to change at any time without notice.


*Annual Percentage Yield

Loans

Savings

Checking

Rates